Got a million back from Ragnar the Gallente. Posting this in (part-apology) for mentioning I'd lent him ISK.
Apparently, according to the mail he sent me, he's been out ratting and salvaging. Met up with some solid-red merchant who was stealing his loot, but didn't engage, so bad luck to the "oh look, it's a noob -- I can get him to let me blow him away" brigadier.
Poniez well. Napping lots. I seem to be in intermittent hibearnation.