Actually, it's less *now*, but it soon will be. I'm nearly at the end of training up for Mal's ships (although there's the matter of training up the skills for the mining crystals I didn't realise I was inheriting).
Then I'll need to set a new course -- and probably not in the direction of the Interceptor or the Logistics Cruiser he left me, although those will stay safe and warm in a hanger, in case of need later. The question is whether to move to gank, and save up for a HAC, or stay carebear and aim longer-term for the bigger target of an Orca.
The HAC would be for L4 missions -- well, the ones that Eve-Survival doesn't recommend for the capsuleer who wants to die nastily and bloodily. My BC seems to be able to cope with most L3s and while I have no desire to force myself into the heavier stuff, I gather that there are rewards there, to be reaped. And I suppose, once I've learned how to use it properly, it might be capable of seeing off the smaller PvPer (the one in a nooB ship, for example).
The Orca, on the other hand, would be for mining ops. To act as a mother ship, to move an entire wing of ships -- Hulk, hauler, ganker, salvager -- from system to system, and to carry the loot to a market. I would use the Freighter -- the fabled Flying Brick -- but that can't pick up contianers from space, only from a station, and it also can't take rigged ships. So, if I want to have mission-ready ships I need the Orca. Trouble is, it costs so much.
The HAC would be cheaper, but I'd be running it in combat missions, where I could lose it. And gh*d knows what the insurance would be. On the other other hand, once I can run Ogre IIs, it is possible that missions will be able to be approached differently. And there is also the matter of the fabled 1400s. Will a HAC be able to mount these ? Effectively ?
Either way I need ISK. Which, at the moment, seems to come best from the mining side of the carebear life. I mentioned the plag prices, but I seem to be able to make over a million just with a hold-ful (Mammoth, not Hulk) of veld. But at that rate the Orca will be forever. The HAC would be quicker, but only till I lost it (and all the fittings).
The poniez aren't much help, either :: they're more interested in Cantering On Stations, and getting (or me getting them) some luxury blankets and nosebands, and some Gallente oats.